Protect Your Rental with Renter’s Collision Protection
Affordable, straightforward coverage to give you peace of mind during your rental. Drive confidently knowing you’re protected.
Simple Coverage for Worry-Free Rentals
At Tom Joyce Rentals, we know that the unexpected can happen. That’s why we offer Renter’s Collision Protection- a reliable and affordable insurance option to protect you and your rental car during
your journey.
With clear terms and up to $20,000 in coverage, you’ll drive with confidence knowing we’ve got you covered.
Our pricing is straightforward, with options to fit your needs
No surprises- just clear pricing from start to finish.
What Does Renter’s Collision Protection Cover?
For just $25 per day, this optional insurance provides protection for your rental period, ensuring financial peace of mind in the event of an accident.
Here’s what’s included:
Coverage Limit: Up to $20,000 for damages to the rental car.
Deductible: A low $250 deductible per claim.
Real Collision Insurance: Covers the cost of repairs or replacement if you don’t break the rental agreement
Wide Availability: Coverage applies even if you’re not from the U.S.—no hassle, no extra forms.
Supported Vehicles: Includes most standard cars, cargo vans, and pickup trucks under 10,000 lbs.
Exclusions:
Coverage does not apply to reckless driving, racing, off-road use, intentional acts, or exotic vehicles like Ferraris or Lamborghinis.
Additional drivers not listed on the rental agreement are not covered.
Quick Steps if the Unexpected Happens
If you’re involved in an accident, follow these simple steps to ensure your claim is processed quickly and efficiently:
Contact Tom Joyce Rentals Immediately: Let us know about the incident as soon as possible.
File a Police Report: A police report is required as proof of loss for all claims.
Submit Documentation: Provide all necessary documents, including the rental agreement, accident report, and any supporting details.
Learn More About Your Coverage
Want the full details? Review the complete insurance brochure to understand every aspect of Renter’s Collision Protection.
How to Add Renter’s Collision Protection
Adding insurance to your rental is simple:
Choose the option that you’d like coverage when submitting your rental request.
We’ll confirm the insurance during your booking review.
Your coverage should be ready when you pick up your vehicle, if we need any additional information we'll handle it at the office or contact you directly.
Drive Confidently with Renter’s Collision Protection
Add peace of mind to your rental experience with affordable, reliable coverage.
For renters without full coverage insurance, this protection is required to ensure you’re fully covered.
Request Renter’s Collision Protection today!
Why Choose Tom Joyce Rentals for Clear Pricing?
We believe renting a car shouldn’t be complicated. That’s why we keep our pricing clear, competitive, and easy to understand. When you rent from us, you can expect:
No hidden fees or surprise charges.
Transparent communication about all costs.
A commitment to fair and honest service.
Learn More About Our Rental Policies
What Our Customers Are Saying
Here’s what our amazing customers have to say about their experience with Tom Joyce Rentals
What Our Customers Are Saying
Here’s what our amazing customers have to say about their experience with Tom Joyce Rentals
FAQS
How old do I need to be to rent a car?
You need to be at least 21 years old to rent a car from Tom Joyce Rentals. A valid driver’s license and proof of age will be required at the time of rental.
What documents do I need to rent a car?
You will need insurance information if you don't already have full coverage car insurance or if you want to opt-in for extra protection.
Is insurance included in the rental price?
No, insurance is not automatically included in the rental price. However, we offer an optional insurance add-on for $25 per day to provide additional protection during your rental period.
Is Renter’s Collision Protection required?
Yes, this coverage is required for renters who do not have full coverage insurance.
What if I already have full coverage?
If you can provide proof of full coverage insurance, Renter's Collision Protection is not required.
Is the insurance option full coverage?
Our $25 per day insurance option provides coverage designed to offer peace of mind during your rental. For detailed information on what this coverage includes, please visit our Insurance Coverage Page for more information.
Can I rent a car if I don’t book online?
Absolutely! We encourage a hands-on experience, so feel free to call us directly or fill out an online form. Our team will reach out to guide you through the process.
Are there any hidden fees I should be aware of?
No, we pride ourselves on transparent pricing. Any fees, such as a $15 gas fee or cleaning charges, will be clearly explained at the time of rental.
What happens if I return the car late?
Our daily rental rate covers a 24-hour period (e.g., 8 a.m. to 8 a.m.). If you return the car late, an additional day’s rental fee will apply.
Can I add another driver to my rental?
Yes, we allow additional drivers at no extra charge. We just need their information when you book or pick up the vehicle.
Do you allow out-of-state travel?
No, our rentals are limited to travel within Florida. If you need more information about this policy, our team is happy to assist.
What should I do if the car breaks down?
If you experience any issues during your rental period, contact us immediately for assistance. We’ll work with you to resolve the problem and ensure your journey continues smoothly.
How soon will I hear back after submitting my request?
We typically respond within 24 hours to confirm your request.
Do I need to pay when I submit my request?
No payment is required upfront. We’ll finalize all details during the confirmation call.
Can I avoid fees for gas or cleaning?
Absolutely! Return the car with a full tank and in clean condition to avoid these charges.
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